Remember I kept telling you on my blog for years, that the banksters sort your transactions putting the largest first so that they get more fines?
Here's a cut/paste from a past Big Dan Special Commentary, note what I say in RED:
November 13, 2009 Special commentary by Big Dan: "I just got a fine from Bank of America. I put some money in, cash right with a teller, then that night I bought some gas with my BOA debit card. The cash I put in registered the next day and I didn't know it. I asked them why this happened: I put in cash at a teller and then LATER bought gas, and received a fine, and they said it when you put CASH in with a teller AFTER 2:00, it registers the next day. Let me repeat that: walking in with CASH to the actual teller 2 HOURS past lunchtime registers the NEXT DAY at Bank of America...but if you get gas 4 HOURS past lunchtime with your BOA debit card, THAT is immediate! So they DELAY putting money IN your account, and SPEED UP taking money OUT of your account so you get more fines! Funny, the gas purchase registered the SAME DAY, even though it was DONE LATER than putting in the cash!!! Sweet $39 fine for that!!! Now you know how they made BILLIONS ON LATE FEES! Here's another thing they do: if you have multiple transactions causing overdraft, they'll sort them so the MOST bounce, so they get more fines. Example: You have $100 in your account and you have a $101 transaction and five $1 transactions. That's ONE fine, right? The five $1 were well below your $100 balance and only the $101 transaction bounced, right? WRONG!!! They put the $101 transaction FIRST, giving you a negative -$1 balance...THEN bounce the five $1 transactions so they get SIX $39 fines!!! Do politicians care about this? NO! Because their accounts are never near zero so it never happens to them! I asked them why they do this, they said: 'We pay the biggest one first'. Yeah, I know why: BECAUSE YOU GET THE MOST FINES!!! Then, as your account keeps going more and more negative because of their snowballing fines, more and more of your transactions keep coming in and getting more and more fines!!!"
Here's another post from December 2007:
Wednesday, December 12, 2007 - Getting Ripped Off With An Unjust Overlimit Fee: PRICELESS!
Here's another (and I'll post them all when I get time):
Monday, August 10, 2009 - Big Dan's Big News Aug 10, 2009 - U.S. banks to make $38 B-B-Billion from overdraft fees: report
Well, look at this! A judge has just slapped down Wells Fargo for doing exactly that: sorting your transactions from highest to lowest to produce the most fines:
Judge orders Wells Fargo to pay back $203M in fees. Judge orders Wells Fargo to change overdraft policy, return $203 million in fees to customers
Below: remember this? Am I the only one who remembers this shit? Am I better than the "news" on TV??? WTF? Shouldn't the "news" on TV be doing what I am doing? Is it that hard to say, "Hey! Wells Fargo! Weren't they also laundering money to Mexican drug cartels in that story recently? Let's put the two stories together!!!" I'm no genius (well, actually I am...), but can't they do this? I'm forced to believe they're doing it on purpose!
WELLS FARGO CAUGHT FUNDING MEXICAN DRUG CARTELS
Listen Bubs: I'm just telling you the truth here. That's why I want you to check out my post from yesterday about 9/11!!!
Reagan insider: 'GOP destroyed U.S. economy'. Commentary: How: Gold. Tax cuts. Debts. Wars. Fat Cats. Class gap. No fiscal discipline
It could be worse: his name could be Jeffrey Fuck!
My name is Jeffrey Schitter. I am a small business owner who is running for the U.S. House of Representatives in Colorado’s First Congressional District. I'm currently seeking the Libertarian Party’s nomination.
Drug companies release this year's FAKE pandemic for the fall of 2010....
The Next Fake Pandemic PR Campaign Has Just Been Launched
We've only got ourselves to blame for the indestructible Indian superbug
No comments? I quit blogging! I quit yesterday, then I un-quit...now I'm quitting again! I hate you all!!!
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Wells Fargo has been playing that game for some time now. I've noticed it, but couldn't prove it since their statements were also rigged to keep the game going. They would post things in the statement to make their account legitimate. The other thing they were doing to play the game is that they didn't apply the overdraft fees until 3:00 the following day. If you went online in the morning to check your balance and found it negative, then made a deposit to cover the negative amount plus an amount you were going to spend with your card, that night, after processing the delayed overdraft fee first, you once again ended up overdrafting and thus another fee!
ReplyDeleteNow disqus is remembering me, but forgetting my website.
ReplyDeleteThat time I entered it and it still didn't put it in...
ReplyDeleteMessick noted that Wells Fargo changed its policies earlier this year, and customers can no longer incur more than four overdraft charges in one day.
ReplyDeleteThat's $132 per day - gee thanks!
What is with the pandemic every year? I feel like every year when the new fall fashions hit the stores, a new pandemic hits the news. Then, as fashionistas run to get the latest trends, the gullible folk rush to get the latest vaccine. I will be avoiding vaccines while trying to avoid maxing out my credit card at Neiman Marcus this flu season. :)
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Loreley's Musings (lol)
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I need a mask, gloves, and things like that before I ever go under there again!
I've been screaming about these tricks for years. I just called JCPenney yesterday and got a $39 fine reversed. The bill was due 8/2 and it got there (they said) 8/4, and they gave me a $39 fine!
ReplyDeleteNotice they don't say they fixed the "sorting" problem, they just said they capped the amount! "We're still going to sort your transactions highest first to get the max fines" should be the addendum to what they said.
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GOP candidate calls for internment camps for ‘people that snuck into the country.’
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Kansas GOP Candidate Removes Tweet Attacking Indian-American Challenger As An ‘Evil’ ‘Turban Topper’
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Former Blackwater workers face new slaying indictment
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Valedictorian Speaks Out Against Schooling in Graduation Speech
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Check this out - far more complete than the RAW story on this subject:
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VIRUS WARNING!
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